When you’re living, working, or even just passing through Singapore, one thing becomes clear very quickly: this city is built for convenience. Pssst: Opening an account with Trust Bank with Referral gives you rewards too. From tapping your EZ‑Link card on the MRT to grabbing kopi at a hawker centre, everything is designed to be fast, seamless, and digital. So it’s no surprise that banking here is evolving in the same direction.
For Singaporeans and expats alike, digital banks are becoming the go‑to choice for managing money. And among them, Trust Bank — a joint venture between Standard Chartered and FairPrice Group — is making waves with its blend of high‑tech banking and everyday lifestyle perks.
✈️ Why Digital Banking Matters for Travellers and Expats
If you’re like me, constantly hopping between countries or juggling expenses across borders, traditional banking can feel clunky. Minimum deposits, hidden fees, and the hassle of visiting a branch just don’t fit into a modern, mobile lifestyle.
Digital banks, on the other hand, are built for flexibility:
- No minimum balance requirements — perfect if you’re managing multiple accounts.
- Instant account opening via app — no paperwork, no queues.
- Transparent rewards — you actually see your benefits accumulate in real time.
For expats, this is a game‑changer. You can arrive in Singapore, set up your Trust account in minutes, and immediately start enjoying perks that tie into daily life — from grocery shopping to travel insurance.
🏦 What Makes Trust Bank Different
Trust Bank isn’t just another digital wallet. It’s a full‑fledged digital bank licensed by the Monetary Authority of Singapore, which means your deposits are protected and regulated. But what sets it apart is how it integrates banking with lifestyle.
Here’s what caught my eye:
- Savings Account with competitive interest rates — higher than many traditional banks.
- Credit card with no annual fees — plus cashback on FairPrice and partner spending.
- Seamless app experience — everything from transfers to rewards is managed in one place.
- Lifestyle perks — discounts at NTUC FairPrice supermarkets, food delivery tie‑ins, and travel‑friendly features.
For someone like me who spends half the week in Singapore and the other half exploring Southeast Asia, this is incredibly practical. I can pay for groceries, book flights, and manage expenses all from one app.
🎁 The Referral Bonus: Scratch Card Worth Up to S$1000
Now here’s the part that makes signing up even more exciting. If you create a Trust Bank account using the referral code 53B4ED13, you’ll receive a scratch card worth up to S$1000.
The best part? Whatever you win gets deposited directly into your account. It’s instant gratification — like a welcome gift for joining the digital banking revolution.
Imagine opening your account, scratching the card, and seeing a few hundred dollars (or even the full S$1000) appear in your balance. That’s not just marketing fluff; it’s a genuine perk that makes Trust stand out from other digital banks.
🌍 Why This Matters for Expats
For expats working in Singapore, Trust Bank solves a common headache: how to quickly set up a local account without jumping through hoops. With Trust, you don’t need to worry about minimum deposits or complicated paperwork. You can open an account with just your passport and work pass, and start transacting right away.
Plus, the integration with FairPrice is a subtle but powerful advantage. If you’re new to Singapore, chances are you’ll be shopping at FairPrice for groceries. With Trust, you earn rewards and cashback every time you do — turning everyday spending into savings.
🧳 A Traveller’s Perspective
As a travel blogger, I’m always looking for ways to make life on the road smoother. Trust Bank fits perfectly into that lifestyle. I don’t have to worry about carrying cash, I can track expenses in real time, and I get rewarded for the things I’d be buying anyway.
When I’m traveling back in Singapore, I use my Trust account for groceries, dining, and transport. When I’m abroad, I still manage everything through the app without missing a beat. It’s like having a financial hub that travels with me.
🚀 Final Thoughts
Whether you’re a Singaporean looking for better rewards or an expat trying to settle into life here, Trust Bank is worth considering. It combines the reliability of Standard Chartered with the everyday practicality of FairPrice, wrapped in a sleek digital package.
And with the referral code 53B4ED13, you’re not just opening an account — you’re unlocking the chance to win up to S$1000 instantly. That’s money you can use for groceries, travel, or even your next adventure abroad.
So if you’re ready to embrace digital banking in Singapore, download the Trust app, sign up with the referral code, and start scratching. Who knows? Your next journey might just begin with a lucky win.